Risk and Capital Compliance Solutions Pty Ltd (RiskCapCom) makes no guarantees, either express or implied, regarding the application of either its software, or comments, either written or oral. In no way is any information contained herein, any oral comments made by RiskCapCom, its employees or sub-contractors, any of RiskCapCom‘s text or software products, or any other communication by RiskCapCom, its employees or sub-contractors, directly or indirectly, in person or via media to be construed as RiskCapCom providing advice, either directly or indirectly, as to the advisability of ICAAP self-assessment, compliance or SREP guidance. RiskCapCom will not be responsible for any errors or omissions, typographical or otherwise. Expressions of opinion are subject to change without notice. In no event shall RiskCapCom be liable to any party for direct, indirect, special, incidental or consequential damages, including lost profits, arising out of the use of this software and its documentation, even if RiskCapCom has been advised of the possibility of such damages. RiskCapCom specifically disclaims any warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. The software and accompanying documents, if any, provided hereunder is provided “AS IS” (version 5.1 release 2). RiskCapCom has no obligation to provide maintenance, support, updates, enhancements or modifications.